Our team is made up of construction professionals, risk advisors and compliance consultants who’ve lived the challenges you face. We bring you real-world experience and advice, not sales scripts.
We believe that the strength of our firm lies in the depth of our people — their backgrounds, their expertise, and their commitment to helping clients navigate risk with confidence.
Brandon Beane is a founding partner of NHG Specialty and a nationally recognized leader in construction risk management. His career has been dedicated exclusively to this field, and he has played a pivotal role in the success of some of the industry’s most influential companies. Brandon has overseen insurance coverage for billions of dollars in construction annually, working with a diverse range of clients — from large general contractors and international developers to major public entities.
Brandon’s expertise spans all facets of risk management, including Subcontractor Default Insurance, Wrap-Ups, Claims, Captive insurance programs, Subcontractor Prequalification, and Loss Prevention. His ability to integrate risk strategy with core construction disciplines — such as Safety, Operations, Preconstruction, Finance, Quality Control, and Legal — gives NHG Specialty a uniquely comprehensive perspective.
Since 2014, Brandon has served as Chief Risk Officer at one of Florida’s largest general contractors. Prior to that, he co-founded Beane & Bennett Construction Risk Specialists (BBCRS), a brokerage dedicated exclusively to the construction industry. Earlier in his career, Brandon held leadership roles at Aon Construction Services Group and began his journey in Boston with Marsh and Centex Construction Group, gaining hands-on experience managing CCIPs and wrap-up programs.
Brandon is the former President of the South Florida Chapter of The Associated General Contractors of America, where he served the industry with distinction. He is a sought-after speaker at national industry events, including the ENR Risk Summit, AGC Risk & Surety Meetings, IRMI, CLM, Marcum, and the AGC National Conference.
Outside of work, Brandon is a passionate fan of 90’s hip hop — with the Wu-Tang Clan topping his list of favorite groups. His love for music reflects the same energy and authenticity he brings to his work and leadership.
James E. Moye, Jr serves as Senior Vice President at NHG Specialty, where he brings a powerful combination with a background in construction management and the practice of construction law to help clients analyze and reduce risk. With nearly a decade as in-house legal counsel for large construction firms prior to joining NHG Specialty in 2023, James has significant experience in contractual risk allocation and negotiation, project and corporate risk assessment, and navigating all types of complex claims, including construction defect, property damage, subcontractor defaults, personal injury, professional liability, and coverage disputes.
His ability to bridge legal and technical disciplines makes him an invaluable resource for clients navigating complex construction and insurance challenges. James works closely with risk management departments to deliver tailored solutions that protect operations and drive long-term value.
James holds a Bachelor’s in Engineering Science from Vanderbilt University, and earned both a Juris Doctor and a Master of Science in Construction Management from the University of Florida — a dual foundation that uniquely positions him to advise and navigate risk across development, construction and engineering domains.
Outside of work, James is a proud husband and father, a passionate sports fan, and a former collegiate tennis player. He enjoys golfing, fishing, and spending time outdoors — bringing the same energy and focus to his personal life that he does to his professional role.
Michelle Somberg joined NHG Specialty in 2020 as an Account Executive and was promoted to Vice President in 2022. In her current role, she oversees agency support services and leads major marketing efforts, bringing decades of hands-on experience and strategic insight to the firm.
With over 40 years in the insurance industry, Michelle has held nearly every position in the business — starting as a receptionist and rising through the ranks to leadership. Her career spans both personal and commercial lines, including roles as Personal Lines Account Manager, Personal Lines Manager, Commercial Account Manager, and Account Executive. This broad experience gives her a deep understanding of agency operations and client service.
Michelle is known for crafting customized insurance policies tailored to the unique needs of each construction client. Her operational expertise was featured in an article for Independent Agents magazine, where she shared her experience managing agency system migrations and creating workflow tools in EPIC to streamline operations.
She is a licensed Property & Casualty Broker.
Carlos Carrillo serves as Client Advisor at NHG Specialty, where he connects clients with expert-level services tailored to the unique risks and demands of the construction industry. With nearly two decades of experience in business development, association leadership, and client advocacy, Carlos brings a deep understanding of the construction landscape and a passion for building meaningful industry relationships.
Carlos began his career in 2007 handling business development for a mechanical contractor, where he learned the importance of working as a team on the jobsite and in the office. He later served as Regional Vice President for the Associated Builders & Contractors Florida East Coast Chapter, before taking on the role of Executive Director of the South Florida Chapter of The Associated General Contractors of America. During his nearly 10-year tenure, he tripled membership and revenue, revitalized the chapter, and helped pass key legislation supporting the commercial construction and development industry.
At NHG Specialty, Carlos focuses on business development and client services, partnering with clients to assess and mitigate construction-related risks through customized strategies. His work includes insurance program design, wrap-up coordination, surety bond solutions, contract and policy review, and data-driven insights — all aimed at reducing total cost of risk and enhancing operational efficiency.
Carlos is passionate about creating networks that empower clients and strengthen the industry. He works closely with NHG leadership, including Brandon Beane and James E. Moye, Jr, to ensure every client receives thoughtful, experience-driven guidance.
Outside of work, Carlos is a husband and proud father of twins. He enjoys watching football (soccer), listening to all types of music, and staying connected to the construction community through events and advocacy.
Rogelio Alvarez serves as Account Manager at NHG Specialty, where he oversees a dedicated book of business and provides day-to-day support to clients across the construction industry. His responsibilities include quoting and analyzing risks, reviewing contracts, processing policy changes, and issuing Certificates of Insurance — all with a focus on delivering responsive, high-quality service.
Prior to joining NHG Specialty in 2020, Rogelio worked as a Risk Analyst at Coastal Construction, where he focused on subcontractor insurance compliance and risk evaluation for large-scale projects in South Florida. He also held a role as Credit Analyst at AEG Fuels, gaining valuable experience in financial analysis and client relations.
Rogelio earned his Bachelor’s degree in Business Administration and Finance from Florida International University, and has continued to expand his expertise through multiple industry designations, including CPCU (Chartered Property Casualty Underwriter), ARM (Associate in Risk Management), and CRIS (Construction Risk and Insurance Specialist). He is also a licensed Property & Casualty Broker.
Outside of work, Rogelio is an avid outdoorsman who enjoys sporting clays, fishing, and pickleball. He is a board member of the Young Constructors Forum, a future leadership group within the Associated General Contractors of Greater Florida, where he contributes to the development of emerging industry professionals.
Sheila Twiggs serves as a Client Representative at NHG Specialty, bringing over 20 years of insurance industry experience and a reputation for exceptional client service. Sheila plays a key role in supporting NHG’s clients and internal teams, helping to manage accounts, coordinate service needs, and ensure timely, accurate communication across all touchpoints.
Prior to joining NHG Specialty, Sheila worked as an Account Representative at Collinsworth, Alter, Fowler & French, where she provided direct support to clients and agents, developed leads, scheduled appointments, and marketed a wide range of insurance products. Her deep understanding of agency operations and her ability to build strong customer relationships made her a valued member of the team.
At NHG, Sheila continues to serve as a trusted liaison between clients and carriers, assisting with inquiries related to coverage, policy changes, claims, and billing. Her self-motivated, team-oriented approach and commitment to excellence reflect NHG Specialty’s client-first philosophy.
Born and raised in Miami, Sheila is proud of her South Florida roots and continues to enjoy the lifestyle the region offers. She is a devoted mother of two adult daughters and is passionate about giving back to her community, especially through mentoring young children. Sheila lives by the philosophy of “living life to the fullest,” and brings a positive attitude to every interaction — both professionally and personally.
This website uses cookies to provide you with the best browsing experience.
